Monday - Friday8AM - 5PM
OfficesPhoenix, AZ
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Repair Your Credit With
The Experts

We help improve your credit by removing erroneous negative items holding back your credit scores


We'll give you a free consultation and credit analysis to see if you are a good fit for our credit repair program.

Learn New Strategies!

We have a wide assortment of credit-building tools that put you in a position to maximize your credit score!

See Results

Log in to your personal dashboard where you can see real-time progress and results every step of the way.

We Help Improve Your Credit Scores
By Removing:

If you become significantly delinquent on a debt, such as a medical bill or credit card bill, the original company owed will often write off this debt as a loss and sell it to a collection agency.
Late Payments
Late payments are reported to the credit bureau and added to your credit report at least 30 days after the payment due date.
Student Loans
Student loans can affect your credit in both positive and negative ways, depending on your payment practices.
Chargeoffs is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected.
Inquiries can have a greater impact if you have few accounts or short credit history. Large numbers of inquiries also mean greater risks.
And More!
Foreclosures, Short Sales, Bankruptcies, Tax, Liens, Repossession, Judgments, Personal + More!

Our Mission

Our mission is to assist you with improving your personal finances so that you can reach your goals and be financially free and happy!

We provide a comprehensive one on one financial planning to help you improve your credit score, save more, budget better, pay off debt, and invest.

We start where you are and help you get to where you want to go by developing smart goals, constant communication, and being there for you to address your financial needs.

We Have The Best
Money Back Guarantee

Don't Look For The Fine Print, If we are unable to remove any derogatory marks in your credit report within 3 months, we will refund you ALL of your money! Told you we have the best money back guarantee.

We Have The Best
Money Back Guarantee

We know the LAW, and we know it well. Have peace of mind knowing that everything we do on your behalf is 100% legal.

Credit Repair
Made affordable

Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
$149 Enrollment
Standard Package
  • up to 5 items per round
  • 24/7 Portal Access
  • one on one assistance
  • Monthly credit analysis
  • credit monitoring service not included
198 Enrollment
Couple's Month-To-Month
  • up to 5 items per round
  • 24/7 Portal Access
  • one on one assistance
  • Monthly credit analysis
  • credit monitoring service not included

Frequently Asked

Is Credit Training legal?

Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Is Credit Training and Education worth my time and money?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

What can I expect when I enroll in Credit Education?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

How long will it take to raise my score?

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

Why are your results different?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

What items can you help me to remove and improve?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

What is our 90-day Money Back Guarantee?

90 Day Money Back Guarantee:

The goal of credit repair is to remove questionable negative information from credit reports. This is not an exact science and there are cases in which we may be unsuccessful.

Our clients are protected with our 90-day warranty. If you sign up for service with Instant Credit Growth, LLC in any program, and do not see any questionable items deleted from your credit in 90 days, you will be entitled to a full refund. This does not mean that your credit will be repaired completely during that period but you should see some of your questionable negative items deleted in this period or your money back. (subject to the terms and conditions set forth below).

To apply for a refund please contact Instant Credit Growth, LLC and speak with a service specialist by phone, so your identity can be verified. The Instant Credit Growth, LLC Money back guarantee will be strictly subject to you complying with the following terms and conditions:

That you do not create or cause any new derogatory trade lines to be added to your credit report after your participation in the applicable program begins; You make all payments due and owing to Instant Credit Growth, LLC per this agreement in a timely manner. You mail, fax or email Instant Credit Growth, LLC all correspondences relating in any way to your credit report within seven (“7”) days of receiving said correspondence. You mail, fax or email to Instant Credit Growth, LLC proof of your identity such as a copy of driver’s license and copy of social security card within five (“5”) days of the effective date of this agreement. You agree to give Instant Credit Growth, LLC thirty (“30”) days from the date you have requested a refund to allow Instant Credit Growth, LLC adequate time to review your credit bureaus and audit your account to verify that no negative items have been removed from your account and to ascertain the reason for this occurring. Refunds limited to payments made for 90 days of service only. (ex. If client is in service for 180 days, with no change made to their history, they can request a refund, but that refund will be limited to 90 days of service).

Instant Credit GrowthOur Mission
Our mission is to assist you with improving your personal finances so that you can reach your goals and be financially free and happy!
OUR LOCATIONSWhere to find us?
GET IN TOUCHInstant Credit Growth Social links
Our mission is to assist you with improving your personal finances so that you can reach your goals and be financially free and happy!
OUR LOCATIONSWhere to find us?
GET IN TOUCHInstant Credit Growth Social links
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